Contact Our Experts :
Welcome to our FAQ hub! Whether you’re saving, investing, or borrowing — this is where clarity begins.
Q1: I’m new to saving — which deposit plan should I start with?
Great question! If you’re looking for flexibility, a Savings Deposit is a perfect start. Want to build the habit of saving daily? Go for our Daily Deposit plan. For long-term growth, check out our Fixed Deposits or Recurring Deposits — it all depends on your goal.
Q2: What makes your Fixed Deposits different?
Our Fixed Deposits come with competitive interest rates, flexible tenures, and zero hidden charges. Plus, you can even take a loan against your FD without disturbing your investment.
Q3: Can I earn monthly income through Finovata?
Yes! Our Monthly Income Scheme (MIS) is designed exactly for that — you invest once and get steady monthly returns, ideal for retirees or anyone looking for regular income.
Q4: I can’t save big amounts — is that okay?
Absolutely! Our Daily Deposit plans are perfect for starting small. A few rupees every day can lead to meaningful savings over time. You don’t need to be rich to build wealth.
Q5: What kind of loans can I get from Finovata?
We offer:
Micro Finance for small businesses and self-employed individuals
Gold Loans for instant funding using your gold
Mortgage Loans for large financial needs
Loans Against Deposit Receipts to borrow without touching your savings
Q6: Is it possible to get a loan without a salary slip or credit score?
Yes! Especially for Gold Loans and Micro Finance, we focus more on your collateral or business potential than paperwork or credit history.
Q7: How fast can I get a loan approved?
Time is money, and we don’t waste either. Expect most loan approvals within 1–2 days — Gold Loans? Usually done in a few hours.
Q8: Can I borrow without breaking my Fixed Deposit?
Yes. Our Loan Against Deposit Receipts lets you borrow funds while your deposit keeps growing. It’s a win-win!
Q9: What documents required to open an account?
Just the essentials:
A valid ID (like Aadhaar, PAN, or Voter ID)
Address proof
Passport-sized photo
For loans, we may ask for additional documents depending on the type.
Q10: Do I need to visit the branch every time?
Not necessarily. You can call us, email us, or even request assistance online. We’re bringing more services to your fingertips every day.
Q11: How secure is my gold or deposit with Finovata?
Your trust is our priority. From deposit to return, your gold is kept under tight security and full insurance protection. Your deposits are handled with the same level of care and compliance.
Q12: Why do people choose Finovata over others?
Because we combine the trust of traditional finance with the agility of modern service. Fast approvals, fair terms, honest communication, and a commitment to helping you grow — that’s the Finovata way.
Q13: Is Finovata government-recognized?
Yes, we operate under all required regulatory frameworks and compliance standards. Transparency and legal responsibility are baked into our business.
Q14: How can I contact customer support?
Phone, email, or branch — support is just a step away. Prefer clicks over calls? A seamless online experience is coming your way!
Let’s talk. Our team is always ready to help — whether you’re planning your future or navigating your finances today.
📞 9211870778 | 📧 info@finovanta.com, finovantaltd@gmail.com | 🏢 Branch Visit
With Finovata, there’s no such thing as a silly question.