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A Gold Loan lets you access funds using your gold, without having to sell it. By pledging your gold jewellery, you can access instant funds for emergencies, education, business needs, or personal goals — all while your gold remains safe and secure.
It’s a short-term, secure borrowing solution backed by something you already own: your gold.
At Finovata Ltd., we understand that your gold is more than metal — it’s memories, milestones, and security. That’s why our Gold Loan service is designed to provide you with fast, flexible, and fair funding, without the hassle of traditional borrowing.
We offer instant liquidity with absolute transparency and top-notch security — so you can meet your needs today, and still keep your legacy for tomorrow.
Provide instant loans against your gold ornaments at attractive interest rates
Assess and disburse funds within minutes, with minimal paperwork
Keep your gold safe in highly secure and insured vaults
Offer tailored repayment plans that work around your lifestyle
| What You Get | Why It Matters |
|---|---|
| Fast Loan Approval | No delays — get funds in your hands within minutes |
| Make Every Gram Count | Borrow confidently with a high-value loan against your gold. |
| Easy Process | No income proof or credit score checks — just gold & basic ID |
| Flexible Terms | Choose a tenure that fits your repayment ability |
| Full Gold Security | Your gold is sealed, secured, and insured — peace of mind guaranteed |
| Transparent Charges | No hidden fees, no surprises — complete clarity from day one |
💸 Instant Access to Cash
Walk into a Finovata branch and walk out financially stronger.
🧾 Minimum Documentation
Forget lengthy forms — all you need is valid ID and address proof.
🔐 Unmatched Security for Your Gold
We store your gold in top-grade, tamper-proof vaults with insurance.
🔁 Option to Renew
Renew your loan with ease.
📈 Attractive Interest Rates
Borrow smartly with rates designed to ease your burden, not add to it.
✔ People-First Service
We don’t just offer loans — we build trust. Our experts guide you with clarity and respect.
✔ Lightning-Fast Process
From evaluation to disbursal, everything is quick and seamless.
✔ Unmatched Safety Protocols
Your gold is in good hands — always insured, always protected.
✔ Flexible Repayment Plans
Pick the repayment option that suits your income and timeline.
✔ No Credit History Needed
Don’t have a CIBIL score? No problem. Your gold is enough.
👉 Visit a Finovata branch near you or apply online today!
Because at Finovata Ltd., we don’t just lend — we empower.